• Lifestyle

    Planning From Every Angle and How to Succeed Without Even Trying

    by  • December 3, 2011 • Frugality and Budgeting, Lifestyle, Money Management and Planning, Seven on Saturdays • 3 Comments

    This week we’re back with Seven on Saturdays. I was off my usual schedule for a couple weeks with Thanksgiving and a few other posts that I wanted to write. The personal finance blogosphere has been on fire over the last few weeks. Oodles of great ideas and thoughts have been posted. And it’s my [...]

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    Discretionary vs. Structural Spending

    by  • November 20, 2011 • Lifestyle, Money Management and Planning • 3 Comments

    Not all spending is equal. I break spending into two camps:  structural spending and discretionary spending. Structural Spending Structural spending includes basic care and feeding. Rent or mortgage Utilities (heat, hot water, electricity and gas) Food Medicine for chronic illness Education for children Clothing Transportation These are essential ingredients to daily life. They are necessary, but not [...]

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    Make It or Break It. The Day You Realize You’re No Longer Broke

    by  • November 8, 2011 • Lifestyle, Money Management and Planning • 1 Comment

    If you’re successful in digging yourself out of debt, the day will come when you aren’t broke anymore. The mountain of struggle and sacrifice that was ahead of you for so long is now behind you. This is a defining moment. Will You Go Back? Recidivism is a common phenomenon among convicted criminals. Recidivism is [...]

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    Debugging Success

    by  • August 31, 2011 • Lifestyle • 1 Comment

    KrantCents recently posted about traits of successful vs unsuccessful people. The list is laid out as a list of qualities or behaviors of successful people next to what unsuccessful people do instead. This might be hard to visualize. Go check out the list and then come back. The rest will make more sense if you [...]

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    Out With The Old: Purging Your Stuff

    by  • August 16, 2011 • Lifestyle • 5 Comments

    I remember being 21 and living with the other co-founders of my first startup. We had no money at all. One particular month I couldn’t even scrape together money for rent. So, I resorted to selling my CD collection to make ends meet. Before I actually sold the stuff I felt as though I was [...]

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    I Accept the Yakezie Challenge

    by  • August 14, 2011 • Lifestyle • 6 Comments

    Over the last few years I have learned an incredible amount of information from complete strangers. The Yakezie Network is a particularly knowledgeable and active group of bloggers that focus on topics in lifestyle and personal finance. I look forward to getting to know it’s members better and learning increasingly more from them. I’m excited [...]

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